The Spirit Dental Blog | Stay In The Know

Individual Dental Insurance

Taking Care of YOU Starts With a Choice


Dental health is an important part of your overall wellness, and not having insurance may tempt you to skip regular cleanings and checkups – a decision that could lead to serious dental health problems down the road. Spirit Individual Dental Insurance plans are designed to help fill these types of gaps by offering a variety of plans and price points.

Most people know that they need to visit a dentist regularly. Having dental coverage is strongly associated with how often dental services are used. Americans often say that the cost of dental care and the lack of dental coverage are reasons for not getting needed dental care. Having an individual dental insurance plan from Spirit Dental allows you to get the regular care you need to stay healthy.

Plan Costs:

Each plan has a one-time, $100 deductible + a monthly fee.

The deductible is only charged once during the entire time you have a Spirit Insurance. Most providers charge a yearly deductible along with monthly fees, with Spirit, we want to make we’re providing affordable options that fit your budget.

Plan Options:

  • Network - maximum savings, affordable premiums
  • Choice - freedom to access any dentist, solid coverage, additional savings when utilizing an in-network provider 

To see what option is right for you, click here to get a free quote.

More Plan Benefits:

*The $5,000 annual maximum plan(s) may not be available in all states.
**Coverage varies by plan.

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