Dental insurance might seem like just another unwanted expense at first, but once you learn why this type of insurance is so important, you’ll realize that it’s definitely worth it. Here are a few of the top reasons why investing in solid dental coverage will give you peace of mind and help you save money in the long run. And, believe it or not, dental insurance doesn’t have to be expensive either!
You’ll Be More Likely to Go to the Dentist When You Have Insurance
If you’re concerned about the out-of-pocket expenses associated with going to the dentist, it might be more likely that you’ll avoid going altogether. But the simple act of signing up for an affordable insurance plan could be just what you need to motivate you to take control of your dental health.
Experts recommend seeing your dentist every six months, but when you add up the costs of your exams, x-rays, cleanings, and treatments, things could get pricey pretty fast. So it’s no wonder that people who don’t have dental benefits may choose to postpone their appointments, even if they’re experiencing symptoms.
A great insurance plan could help cover preventive care and cleanings so that you can see your dentist without worrying about breaking the bank. If you don’t have symptoms, your dentist might still catch problems, such as small cavities or gum disease, in their earliest stages. And if you already have symptoms, you won’t have to hesitate to see your dentist and get the treatment that you need sooner rather than later. Plus, in addition to preventive care, the right dental insurance plan could also help cover more expensive services, such as fillings for cavities or dental implants for missing teeth.
Think about it: even if you invest in an insurance plan that covers just a portion of your dental care expenses, it could make a big difference in how much you spend and how motivated you will be to stay on top of your appointments.
Fact: Your Dental Health Is Linked to Your Overall Health
Did you know that when your dentist examines your mouth, he or she could learn a bit about your overall health as well? It’s true! As an example, there are symptoms, such as dry gums, loose teeth, and dry mouth, that may indicate you have diabetes. Receding gums and loose teeth might indicate that you have osteoporosis, as another example. So having the right insurance could help you see your dentist regularly to look for troublesome symptoms. Then you can tackle health and dental problems right away and get back on track.
On top of that, dental problems could have the potential to cause heart troubles if they are left untreated. Now that’s scary! Gum disease, in particular, might have an adverse effect upon the health of your heart. But you needn’t worry if you have dental insurance because you’ll be able to see your dentist more affordably and have the assurance that comes with every checkup.
In Case of Emergency…
Dental emergencies could happen anytime, and it is during an emergency that you need to get treatment right away. Whether you lost a tooth while playing soccer, you chipped a tooth on a hard piece of food, or you’re suddenly experiencing severe symptoms, seeing your dentist right away will be imperative.
During an emergency, when you might be panicking, having dental coverage could help you remain calmer and less worried about the financial burden of fixing the problem. That’s because you might be able to receive emergency treatment at a much more affordable price than you’d have to pay if you had to cover all of the costs yourself. It could even mean that you can receive the treatment that you need when you need it—and that’s really important!
Spirit Dental Insurance – Just a Few Clicks Away!
Okay, so now that you know about some of the great benefits that could come with having dental insurance, it’s time to start shopping for the plan that is right for you and your family. Spirit offers dental plans with networks and without networks, along with plans designed for individuals, families, and seniors. And all of these plans may be more affordable than you think.
With a Spirit dental insurance plan, you can expect to get the following perks:
- Three cleanings per year for a super bright smile
- Coverage that begins right away—no waiting period required!
- A $5,000 annual maximum to help cover all of the treatments that you need*
- Coverage for major services, including expensive dental implants
- Coverage for orthodontics to give your child the perfect smile
Dental Insurance Provides All the Right Benefits!
With dental insurance, just like health insurance, you could take an extra step towards reducing your out-of-pocket costs for important medical treatments. And being able to maintain the health of your teeth and gums every year will give you the confidence to smile bright. Start shopping today to find the dental benefits package that will give you what you need at the price that you feel comfortable with.
*The $5,000 annual maximum plan(s) may not be available in all states. Coverage varies by plan. The National Association of Dental Plans (napd.org) indicates most Dental Network and Indemnity plans have a maximum annual benefit of $1,000 to $1,500.