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Finding Trusted Dental Insurance Plans

When it comes to taking care of your teeth and gums, the most important thing to have in your corner is a highly professional primary care dentist. In order to do this, you can reach out to your trusted dental insurance provider, to see which primary care dentists that they have and recommend within their network. However, if you don't currently have dental insurance that you are happy with, you'll need to do a little bit of legwork in order to make sure that you can get this. Having a trusted dental insurance plan gives you the opportunity to always have a healthy smile, so consider some of these tips in order to get the help and service that you need.

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Using Dental Insurance To Avoid Waiting Periods

Waiting periods are frustrating. It can become annoying to have to sit through a dental concern because of the waiting period that has been slapped onto your insurance plan. The reason most people have to go through with this kind of torture has to do with insurance agencies not wanting to deal with patients who have signed up for immediate relief. Instead of having to sit through these waiting periods, here are some of the reasons why dental insurance with no waiting periods is able to push you away from this issue once and for all.

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Understanding The Dynamics Of Dental Implant Management

Dental implants are a treatment option one should consider when they want to replace a lost tooth because of an accident, other physical injuries, etc. Implants consist of a metal screw inserted in the course of an incisive procedure ñ with the subsequent placement of a false tooth. Before the false tooth is added, a dummy is placed as a placeholder until the gum heals, enough to accommodate the false tooth described above.

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Tips To Help You Find Low Cost Dental Insurance

Most of us forget to make an appointment with our dentists. It’s not because we fear dentists but it’s the costs that makes us not honor the date. Similar to health costs, dental expenses are also increasing at an alarming rate. This has made us fear dentists which in the long run affect teeth hygiene and care. Research shows that the number of people registered for dental insurance decreased by 5.7%. This calls for the need to look for low-cost dental insurance plans.

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What You Need to Know About Dental Implants

Anyone who has experienced the loss of a tooth root may qualify for a dental implant. Unlike other tooth parts, the root cannot be replaced with a filling. It is the portion of the tooth that is below the gum and connecting to the jaw. Whether the patient lost the whole tooth at once or has a crowned root that is about to be pulled, dental implants are often the ideal replacement.

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The Importance of Affordable Dental Insurance

While regular health coverage is a topic that is often discussed, dental insurance is not. Some employers are able to provide full coverage that provides employees and their dependents both, but this is not always the case. Those who do not have dental insurance offered to them need to seek services themselves.

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Choosing Your Own Dentist

Most people around the country are unable to select their own dentist . There are a number of factors that come into play and most of them are associated with the financial constraints that are applied. It is virtually impossible to obtain the services of a 'high end' dental team without having to foot a hefty bill which might not be affordable for you at the moment. If that is a situation you have been in, it is time to look at what the real value of dental insurance is with regards to choosing your own dentist.

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$3,500 Maximum Dental Insurance Coverage

Dental insurance coverage comes in many sizes, shapes and prices. Some plans have waiting periods, deductibles and co-payments. Depending upon your dental situation and that of your family, you can choose a plan that fits your situation.

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Children's Dental Coverage And What You Must Know

When it comes down to it, you need to get information on children's dental coverage right away if you have kids. The longer you wait, the more likely you are to run into dental problems that can be expensive to take care of. Learn what to look for here and you'll be able to easily get the needed information.

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Understanding A Senior Dental Insurance Plan

Anybody that wants to make sure that they are able to take advantage of their dental care will need to always have a plan that will cover them. The way to do this is finding an insurance plan that will cover you based upon the needs that you have at this particular juncture of your life. For instance, if you are a senior citizen, you will need to be aware of the fact that you have different dental needs than a person who is younger. There are a lot of things to keep in mind, so make sure that you provide yourself with this help and service by considering some of the following tips.

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Tips For Finding Affordable Dental Plans

Without dental insurance, the cost of even routine dental care is often unaffordable for many people. Finding low-cost dental care is difficult, which is why many people spend years without seeing a dentist. Unfortunately, this can result in many unpleasant and even dangerous health problems.

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The Basics Of Dental Insurance

More than 40 million people in the United States still lack dental insurance {https://www.spiritdental.com/dental-insurance/dental-insurance-options}, and this often means that they do not see a dentist for years at a time. Having insurance is positively correlated with better dental health. If you are fortunate enough to receive dental benefits through your employment, or if you are interested in purchasing an individual policy, you need to understand how this form of insurance works.

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Insurance For Dental Implants

There are several reasons that people lose their teeth which includes injury from accidents and periodontal disease. Today's technology makes it possible to implant "teeth" in place of the lost tooth.

The implant is rooted in a "root" that is usually made of titanium and is placed surgically to support not just one tooth, but it can also be used to anchor several kinds of dental prostheses which would include dentures, crowns, bridges and other devices. Implants also have the benefits of restoring a person's looks and it certainly will not decay and become diseased, as natural teeth can.

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What Are The Benefits Of Dental Health Coverage?

Have you visited the dentist in the last six months? If so, you are not alone. Every month, millions of Americans see the dentist for a cleaning and an examination. Regular dental appointments are vital if you want to have strong, healthy teeth, but unfortunately, there are still many people who do not see a dentist on a regular basis.

While some people put off these appointments because they are afraid of the dentist, or because they just do not see the need, many people do so because of financial concerns. The cost of dental care is the most commonly-cited reason for avoiding the dentist. Since more than 40 million Americans lack any kind of dental health coverage, it is not surprising that so many people neglect their teeth.

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What Are The Advantages Of Choosing Full Coverage Dental Insurance Plans?

Having a comprehensive dental insurance plan means that you do not have to worry about paying full price for any dental procedures that you need. This can help relieve any financial concerns that you might have when you are developing a treatment plan for you or a family member. However, such plans are more expensive, so is the additional expense worth it?

You might think that you just need a basic plan that only covers the minimum. Such plans usually only provide coverage for basic preventative care, such as annual cleanings and examinations. They may also provide some coverage for certain procedures such as fillings or X-rays. Any additional care that you may need will have to be paid for out of your own pocket.

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Understanding Dental Insurance Plans

Do you find yourself questioning whether dental insurance is worth the dent to your wallet? You already have home insurance, health insurance, car insurance, but is there room in all of that for a new dental insurance plan?

That's a valid question and only can know the answer. However, many people can't answer that question because they don't know all of the facts. They don't know what plans are commonly available and affordable.

If you're one of those people, then you'll find the following information useful.

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Importance Of Individual Dental Insurance

Individual dental insurance is often considered an 'additional' expense that is going to put a dent in one's personal budget. Most people decide to overlook it as a potential option because it simply does not fit into their monthly stipend. However, there are a number of reasons for having individual dental insurance because the costs attached to dental treatments will add up over time. The advantages far outweigh the negatives and it is essential to see how.

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Teaching Your Kids to Love Their Teeth

“Families who have dental insurance are more than twice as likely to get preventive services like cleanings, exams and x-rays than those who don’t have dental insurance.”
        -Tom Mayer, Spirit Dental Founder

When is the last time your family had a dental checkup? Are you in need of one ASAP?

Spirit Dental provides families with 3 cleanings and 2 exams covered at 100% on our Gold plans. Getting comprehensive preventive care is the key to preventing more expensive procedures in the future.  It is important for your kids to understand the importance of dental health and know how to take care of their teeth. Some tips we have to get your kids interested in brushing their teeth are:

Let your kids choose their toothpaste and toothbrush - Kids don’t always like the adult toothpastes; they can be too strong for them. Get your kids interested by letting them pick out their own toothpaste. Cartoon characters and flavored toothpastes may seem silly to adults, but keep kids from dreading brushing their teeth.

Kids will also be more excited to brush their teeth if their toothbrush is in the shape of their favorite cartoon character or is their favorite color. Many hit kids movies will make character toothbrushes and toothpastes; nothing will encourage them to brush more than seeing their hero supporting their teeth brushing habits!

Sing the alphabet - We recommend that your kids brush their teeth for approximately two minutes. Have them sing the alphabet or another of their favorite songs as they brush their teeth, or sing it to them as they do. This shows them that there is an end in sight and gives them a fun activity to do in the meantime.

Compliment your kids - This one is extremely important. It is important that you praise your kids and encourage them, especially when they brush correctly, for the full two minutes.

Join in! - Kids are very observant. Brushing your teeth at the same time they do is a good incentive. Many children like to copy what their parents do - it makes them feel more grown-up and responsible. Not to mention it will keep the both of you on a dental health schedule.

With most things in a kid’s life, good habits developed during childhood are more likely to remain while an adult. Start your child’s good dental health habits early; not only will you enjoy fewer visits to the dentist in the long run, but you’ll be promoting healthy habits for your child’s future.

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What’s behind a smile?

For 23 percent of children ages 2 to 11, it’s untreated tooth decay. Dental caries, commonly known as tooth decay, is the most prevalent chronic disease among children and adults despite being largely preventable. The startling reality is that nearly half of all children ages 2 to 5 years old have never visited a dentist and 59 percent of adolescents ages 12 to 19 have dental decay in their permanent teeth, while 12 percent of all adults ages 20 to 64 have neglected to see a dentist within the past five years. Add to these figures the 18 percent of seniors 65 years and older who have tooth decay that is untreated and we can see just how far reaching the scope of this disease truly is.

Poor access to dental care is a nationwide issue estimated to affect nearly 85 million Americans, and despite slowly increasing within the last few years employer covered dental insurance is an unmet necessity for many, as 48 percent of employers do not offer dental insurance options to their employees. While factors such as income, race and education level play heavily into the equation, lack of employer covered dental insurance continues to be a key contributor in decreased access to dental care. Spirit Dental’s mission is to provide dental coverage at industry leading prices, offering exclusive insurance plan options not available through any other company.

Spirit Dental is here to help bridge the gaps standing in the way of healthy, happy smiles. The inspiration of Tom Mayer, founder; “Spirit Dental provides three cleanings covered at 100% on its insurance plans. Other individual dental insurance plans only cover 2 cleanings. Combined with our industry leading $3,500 annual maximum per person per year, Spirit Dental’s benefits really pack a punch!”. With no waiting periods on preventative, basic or major services and guaranteed acceptance with open enrollment, Spirit Dental is truly unparalleled in the dental insurance industry.

Spirit Dental’s Family Dental Insurance plan enables policyholders to select their own dentist, covers implants and major services and allows for an industry high of three cleanings and two exams for each family member per year. Under the Family Dental Insurance plan, policy holders can choose from $1,200, $2,500 or $3,500 maximums. Created with an emphasis on prevention and maintenance, the family dental plan is an excellent option for families currently without dental insurance or who may be searching for a more cost effective family dental plan.

Children’s Dental Coverage plans are available through Spirit Dental with the same great options for dentist selection, no waiting periods, guaranteed acceptance, and three cleanings per year with implant and major service coverage. What makes our children’s plans stand out is our emphasis on preventative programs. we believe that early checkups and educational programs are the key to maintaining your child’s dental health.

Spirit Dental’s Individual Dental Insurance plan offers individual dental care at a range of prices perfect for self employed individuals and those without dental coverage provided through an employer. For pricing and package options, please reference the link above.

Offering comprehensive, affordable Senior Dental Plans with no age limits, Spirit Dental’s Senior Dental insurance plan provides extensive coverage for major services, features high calendar year benefit maximums of $1,200, $2,500, or $3,500, includes three cleanings per year with no waiting periods and guaranteed acceptance, and the option to select your own dentist. For further information regarding the Senior Dental Insurance plan please reference the link above.

Spirit Dental would love to be a part of what makes your smile shine, and with easy to find enrollment information available online, access to affordable dental insurance plans is just a few clicks away. Please visit www.spiritdental.com for open enrollment and quote options, or give us a call at 800-620-5010, we would be happy to assist you!

*References:
http://www.nidcr.nih.gov/DataStatistics/
www.spiritdental.com

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Insurance Options for Everyone

What’s behind a smile? Unfortunately, behind many smiles today lurks untreated tooth decay. Dental caries (or tooth decay) is the most common chronic disease among children and adults- it is also the most preventable. From 2-year-olds to retired seniors, tooth decay affects a large percentage of people across all age groups.

So why is such a preventable problem affecting nearly 100 million Americans? The short answer is a lack of coverage. Despite the slowly increasing level of coverage, 48 percent of employers do not cover dental insurance for their employees. Spirit Dental’s mission is to provide dental coverage at industry leading prices, offering exclusive insurance plan options not available through any other company. Spirit Dental is here to help bridge the gaps standing in the way of healthy, happy smiles. Tom Mayer, the founder of Spirit Dental, gives an idea where the inspiration for Spirit Dental’s stand-out coverage comes from. He says:

“Spirit Dental provides three cleanings covered at 100% on its insurance plans. Other individual dental insurance plans only cover 2 cleanings. Combined with our industry leading $3,500 annual maximum per person per year, Spirit Dental’s benefits really pack a punch!”.

Added to no waiting periods on preventive, basic or major services and guaranteed acceptance with open enrollment, Spirit Dental is truly unparalleled in the dental insurance industry. Each package has distinctive advantages toward your individual needs:

Spirit Dental’s Family Dental Insurance plan enables policyholders to select their own dentist, covers implants and major services and allows for an industry high of three cleanings and two exams for each family member per year. Under the Family Dental Insurance plan, policy holders can choose from $1,200, $2,500 or $3,500 maximums. The family dental plan is an excellent option for families currently without dental insurance or who may be searching for a more cost effective family dental plan.

Children’s Dental Coverage plans are available through Spirit Dental with the same great options as adults. What makes our children’s plans stand out is our emphasis on preventative programs. We believe that early checkups and educational programs are the key to maintaining your child’s dental health.

Single and loving it? Check out our Individual Dental Insurance plans at a range of prices perfect for self-employed individuals and those without dental coverage through an employer. Singular dental insurance can be the most difficult to obtain (and most expensive), and we want to make sure you are covered without breaking the bank.

For our senior and retired citizens, we have comprehensive and affordable Senior Dental Plans without age limits. We offer the same extensive coverage for seniors that we offer for adults, with all the options and opportunities included. After all, age is just a number, and when it comes to your dental health insurance, it’s an unimportant number.

Spirit Dental would love to be a part of what makes your smile shine, and with easy to find enrollment information available online, access to affordable dental insurance plans is just a few clicks away. Please visit www.spiritdental.com for open enrollment and quote options, or give us a call at 800-620-5010, we would be happy to assist you!

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Recent Blog Posts

Jodi Vance did a super job at helping me understand my dental insurance options and find just the right plan. She even helped me lower my cost and lock in the lowest rate when we changed to an in network Doctor. Thanks, Jodi
Diane J.

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