The best dental insurance options and plans for you and your family.
Dental insurance is a crucial component in safeguarding you and your family’s overall health. Dental coverage is also a significant factor in dental visits and overall well-being. Nearly 78% of Americans with dental coverage visit the dentist at least once a year versus only about half or 52% who don't have coverage.*
The cost of dental care has steadily risen in dental offices across the country. The bottom line is dental care is expensive and the best way to help pay for it is to have a good dental insurance plan which helps participate in reducing the costs of maintaining a healthy mouth. Healthy teeth and gums do more than providing you an attractive smile. Good dental health, and good dental insurance, is a smart way to help keep your whole body healthy.
Elements of a dental plan
Be sure to review terms in each plan, such as waiting periods and if you are guaranteed to be accepted into the plan regardless of your age or pre-existing dental conditions. Read the fine print too to make sure that major services such as crowns, inlays, root canals, implants, bridges and dentures are covered. Make sure to check that your dental plan has a high enough annual maximum to cover your estimated yearly dental expenses – which will come in handy if you are having major dental services performed.
Depending upon where you live, Spirit Dental may offer an automatically increasing annual maximum plan starting at $1,200 in year one, increasing to $2,500 in year two and increasing to $5,000 in year three and thereafter. Spirit Dental also offers plans in most states with flat annual maximum amounts of either $1,200 or $5,000.
An ounce of prevention can save you from major dental expenses in the future
Studies show that those who visit the dentist for exams and cleanings on a regular basis have a much better chance of avoiding tooth decay, gum disease, and major dental problems later in life. Spirit Dental covers two exams and three cleanings per year making it easy and inexpensive for you to visit the dentist on a regular basis.*
Did you know that your dentist can detect up to 120 symptoms of different diseases, including diabetes and heart disease? Early detection of certain diseases, like diabetes, has proven to be one of the best ways to prevent further complications. In addition, regular preventive dental care can lower your blood sugar levels, helping you manage your overall health, as well as health care costs.**
With Spirit Dental we believe in giving YOU the option of how you want to save. Your options will vary depending on the state you live in, your preference of dentist and your choice of coverage. Click here to find the options available in your state.
* https://www.deltadental.com/Public/NewsMedia/NewsReleaseDentistLinkedWithOverallWell201405.jsp Morpace, Inc. conducted the Delta Dental Oral Health and Well-Being Survey on behalf of Delta Dental with 1,003 consumers across the United States.