The Spirit Dental Choice plans allow you to go to any dentist, however you can save by participating in the Spirit Network dental plan, if available in your area.
Network providers have agreed to accept a set contracted amount for each service rendered as the basis for payment. This amount is often significantly less than the amount that could be charged by an out-of-network provider. The network providers are prohibited (by contracting with the network) from charging you the difference between their usual fee and the amount negotiated with the network. So, not only do you enjoy the average service discounts of 5%-50% you ultimately save on your out-of-pocket costs overall.
The Spirit Network plans utilize two provider networks.
In New York, Spirit uses the Ameritas Network. This is one of the largest nationwide networks with over 428,000 access points and 111,500 unique providers. Find a NY provider near you here.
In all other states, where available, Spirit uses the MaximumCare Network. MaximumCare is part of the Careington family of networks with over 200,000 dental access points nationwide. Find an All other States provider near you here.
Spirit EyeMed Vision Care Insurance*
Spirit Dental & Vision’s vision plan is available through the EyeMed Vision Care Network. EyeMed is a leading vision benefits company, offering the following features:
- Savings on eye care and eyewear
- Quality standards for care and materials
- Access to 7800 providers nationwide, including the nation’s top optical retail brands
- Eye Exam $10 Copay (Once every 12 months.)
- Eye Glasses/Lenses $20 Copay (Once every 24 months)
- Frames $0 Copay (Once every 24 months)
- Contact Lenses (Once every 24 months) (Instead of lenses and frame)
Members can locate a provider by going to www.eyemedvisioncare.com-provider-lookup. Once enrolled members can use the secure site or choose Access from the locator drop down box to find an EyeMed provider.
*The EyeMed vision plan is not available in all states or with all Spirit Dental plans. The vision benefit is optional to purchase at an additional cost and terminates with the dental policy to which it is attached.