If you’re in the market for dental insurance, you want coverage now, not in six months or next year. You expect your plan to cover your dental services when you need them – not in the future.
Unfortunately, some dental insurance carriers impose a waiting period on plan coverage. The details may be buried in the fine print, but the impact on your coverage is clear. A waiting period may leave you without coverage – and when you need it most. When this happens, you’re forced to pay out of pocket 100% of your dental service costs, along with the insurance premium you’ve already paid.
Dental Insurance With No Waiting Period
With Spirit Dental, we keep things simple, with no surprises. Once you’re enrolled in a plan, you’re covered. No waiting for that trip to the dentist.*
*There are no waiting periods for Preventive, Basic or Major services on the Spirit Dental plans. However, if you select a plan with Orthodontia services you may find, depending upon your state of residence, a waiting period on this service.