Optional Spirit Vision Insurance

Freedom to choose your own eye care provider

Services Offered:

Lifetime-Per Person Deductible of $50.00 on Lenses and Frames

Maximum Covered Expense


(once every calendar year with $10 copay)

A routine, complete eye examination, refraction, and prescription for eyeglasses. Contact lens examinations require additional fees. If indicated, your doctor may recommend additional procedures,
which are the responsibility of the member.



(once every 24 months)



(once every 12 months)

  • Single
  • Bifocal
  • Trifocal
  • No line bifocal or progressive power OR Lenticular
  • $40.00
  • $60.00
  • $70.00
  • $100.00

Contact Lenses

(in lieu of lenses and frames)



Monthly Premium
Insured only $7.00
Insured & 1 (child or spouse) $14.00
Insured & 2 or more $20.00

Note: This vision rider benefit is optional to purchase at an additional cost and terminates with the policy to which it is attached. This provides a very brief description of some of the important features of the insurance policy. It is not the insurance policy and does not represent it. A full explanation of benefits, exceptions and limitations is contained in Vision Rider IPR1001 (and any state specific), and Vision Rider GHR-1112(Vision) (and any state specific). Premium rates may change upon renewal. This rider may not be available in all states and is subject to individual state regulations.

Martin S.
Ashley was a great help in finding me some no waiting period orthodontic insurance!