Orthodontic Insurance
Worried about the cost of braces? Spirit Dental supports you and your kids to get the care they need, right when they need it.
Worried about the cost of braces? Spirit Dental supports you and your kids to get the care they need, right when they need it.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Orthodontic treatment helps with everyday tasks like chewing, speaking and cleaning teeth more effectively, while also supporting jaw growth and even confidence with appearances.
And it’s not just about looks—braces can help more complex dental and jaw problems later in life too.
Orthodontic care can be one of the most important dental investments families make. While braces and Invisalign costs are expensive, affordable dental insurance plans for braces can help lower the cost—and deliver preventive care benefits that ensure your kids’ smiles stay strong and healthy.
Orthodontic care focuses on the alignment and positioning of teeth and jaws. It helps correct issues that can affect:
Braces guide teeth into healthier positions as a child grows. Often preventing more serious and costly problems later.
Finding the best dental insurance for braces can seem difficult. Most plans cover cleanings, basic and major care. But what about orthodontics?
Spirit Dental offers immediate orthodontic coverage with no waiting periods for children under the age of 19 (dependents) on two of our most popular plans:
Both PPO dental plans offer next-day effective dates (you can see your dentist tomorrow) and no waiting periods. With PPO access to trusted providers with Ameritas that offer 25-50% savings, Spirit Dental makes it easy to get care and see real value in family dental insurance.
By combining insurance benefits plus in-network discounts, families can significantly reduce out-of-pocket costs for braces. Find a dentist near me.
Enjoy the confidence in knowing that you and your family are covered immediately with full coverage dental insurance from day one.
There are a variety of options available that orthodontists may recommend for treatment. These include:
An orthodontist will recommend the right approach for your child.
If your child is showing signs of difficulty biting or chewing, or if you see they have crowded or crooked teeth, they may benefit from an orthodontic evaluation.
Most dental professionals agree that eligible children should get braces between the ages of 10 and 14. However, your dentist or orthodontist can give you personalized advice and guidance on when the right time is for your child’s orthodontic treatment.
Securing the orthodontic insurance you need with Spirit Dental is easy. Here's your simple guide:
Don't let the cost of orthodontic treatment hold you back from achieving your dream smile. Invest in your dental health and self-confidence with orthodontist insurance from Spirit Dental. Your brighter, healthier smile awaits—choose Spirit Dental today.
Yes! Spirit Dental does not coordinate benefits and will pay based off the full claim. Some plans do coordinate benefits and this can potentially leave you with less savings.
The cost of braces without insurance can vary widely based on several factors, including the type of braces (traditional metal braces, ceramic braces, Invisalign, etc.), the complexity of your orthodontic needs, the region you live in, and the specific orthodontic provider. On average, traditional metal braces can cost anywhere from $3,000 to $7,000. Ceramic braces, which are less visible but usually more expensive, may range from $4,000 to $8,000 or more. Invisalign treatment often falls within a similar price range. It's essential to consult with an orthodontist for a personalized cost estimate based on your unique case and location.
Dental insurance that covers braces and other orthodontic treatments is typically referred to as orthodontic or ortho-specific plans. Not all dental insurance plans provide coverage for braces, so it's crucial to check the specifics of your plan or inquire about orthodontic coverage options when shopping for dental insurance.
Some common types of insurance that may cover braces include:
Employer-sponsored dental insurance: Many employer-sponsored dental insurance plans offer orthodontic coverage as part of their benefits package.
Individual dental insurance: You can purchase individual dental insurance with orthodontic coverage.
Medicaid: Medicaid may cover orthodontic treatment for eligible individuals, especially children.
Children's health insurance program (CHIP): CHIP often provides orthodontic coverage for children in low-income families.
Be sure to review the details of the coverage, including any waiting periods, annual or lifetime maximums, and the percentage of costs covered by the insurance plan, as these can vary significantly from one plan to another. It's also essential to consult with your orthodontic provider to confirm insurance coverage and discuss payment options.