Orthodontic Insurance

Worried about the cost of braces? Spirit Dental supports you and your kids to get the care they need, right when they need it.

Young female student smiling with braces
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No Waiting Periods

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Large Network of Providers

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$100 Lifetime Deductible

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Choice of In-Network or Out-of-Network Providers

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$5,000 Max Coverage Year 3

Choice Icon

Choice of In-Network or Out-of-Network Providers

3 years icon

$5,000 Max Coverage Year 3



Dental insurance for braces that supports growing smiles

Orthodontic treatment helps with everyday tasks like chewing, speaking and cleaning teeth more effectively, while also supporting jaw growth and even confidence with appearances.

And it’s not just about looks—braces can help more complex dental and jaw problems later in life too.

Orthodontic care can be one of the most important dental investments families make. While braces and Invisalign costs are expensive, affordable dental insurance plans for braces can help lower the cost—and deliver preventive care benefits that ensure your kids’ smiles stay strong and healthy. 


What is orthodontic care? 

Orthodontic care focuses on the alignment and positioning of teeth and jaws. It helps correct issues that can affect:

  • Bite function (overbite, underbite)
  • Crowding and spacing
  • Chewing comfort
  • Long-term oral health
  • Confidence in your smile

Braces guide teeth into healthier positions as a child grows. Often preventing more serious and costly problems later. 


Does dental insurance cover orthodontics?

Finding the best dental insurance for braces can seem difficult. Most plans cover cleanings, basic and major care. But what about orthodontics?

Spirit Dental offers immediate orthodontic coverage with no waiting periods for children under the age of 19 (dependents) on two of our most popular plans:


Both PPO dental plans offer next-day effective dates (you can see your dentist tomorrow) and no waiting periods. With PPO access to trusted providers with Ameritas that offer 25-50% savings, Spirit Dental makes it easy to get care and see real value in family dental insurance

By combining insurance benefits plus in-network discounts, families can significantly reduce out-of-pocket costs for braces. Find a dentist near me


Get peace of mind with Spirit Dental insurance

Enjoy the confidence in knowing that you and your family are covered immediately with full coverage dental insurance from day one.




Why types of orthodontic treatments are available?

There are a variety of options available that orthodontists may recommend for treatment. These include:

  • Traditional metal braces
  • Ceramic braces
  • Invisible braces (Invisalign)
  • Retainers and aligners

An orthodontist will recommend the right approach for your child.


How do you know it’s time to invest in braces?

If your child is showing signs of difficulty biting or chewing, or if you see they have crowded or crooked teeth, they may benefit from an orthodontic evaluation.

Most dental professionals agree that eligible children should get braces between the ages of 10 and 14. However, your dentist or orthodontist can give you personalized advice and guidance on when the right time is for your child’s orthodontic treatment.


How to get started with Spirit Dental insurance with orthodontic coverage

Securing the orthodontic insurance you need with Spirit Dental is easy. Here's your simple guide:


  1. Contact us: Reach out to our friendly team of insurance experts to discuss your unique requirements and get a personalized quote
  2. Select your plan: Choose the orthodontic insurance plan that aligns perfectly with your budget and needs.
  3. Embark on your journey: Start your orthodontic treatment with confidence, knowing you have the support and coverage of Spirit Dental every step of the way.

Don't let the cost of orthodontic treatment hold you back from achieving your dream smile. Invest in your dental health and self-confidence with orthodontist insurance from Spirit Dental. Your brighter, healthier smile awaits—choose Spirit Dental today.

Get your free quote!

  • 1/1/2026
Questions about our plans? Call us: (844) 833-8440

Top questions answered about dental insurance that covers braces

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Is there a waiting period for braces coverage?

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Can I use two dental insurance plans for braces?

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How much are braces without insurance?

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What types of insurance covers braces?